Housing Credit

Honduras's state housing bank Banhprovi has only 300 million lempiras (about $12 million) available for first-tier lending and zero fresh funds for second-tier lending, constraining mortgage credit for families and limiting construction projects amid an estimated 1.6 million housing deficit.

Congresswoman Dunia Jiménez (Libre, Cortés) has proposed exempting mortgages and small-business loans from Honduras's Tasa de Seguridad Poblacional, a fee she says raises borrowing costs and blocks access to credit for entrepreneurs and homebuyers.