Banking Liquidity

Honduras's banking system holds nearly 200 billion lempiras (about $8 billion) in excess liquidity, and economists say the central bank must manage the surplus and maintain its policy rate to avoid stoking inflation.

Honduran bank liquidity reached L195.9 billion (about $7.8 billion) in March 2026 as deposits continued to grow faster than the credit portfolio, leaving lenders with excess funds that could boost lending later in the year if loan demand increases.