Deposits

Honduras's commercial banks are capturing more private-sector deposits, particularly savings accounts from households buoyed by incoming family remittances, the Central Bank reports.

Honduran bank liquidity reached L195.9 billion (about $7.8 billion) in March 2026 as deposits continued to grow faster than the credit portfolio, leaving lenders with excess funds that could boost lending later in the year if loan demand increases.

The Central Bank reported private-sector savings surpassed 681.7 billion lempiras as of late May 2026, up 13.9% year-over-year, driven primarily by household deposits and growing confidence in the financial system.