Liquidity

The central bank reports that Honduras's banking system maintains adequate liquidity and actively manages short-term funding needs, with increased interbank trading and central bank window activity during 2026.

Honduras's private banking system reached an all-time high of 207.9 billion lempiras in liquid reserves as of August 2026, a 28.6% increase from a year earlier, giving banks greater capacity to extend credit at stable interest rates.

Private-sector credit in Honduras continues to grow, propelled mainly by increased lending to businesses as the financial system has more liquidity available.

Honduras's central bank says higher net foreign reserves expanded money supply through currency conversion, but officials have partially offset that expansion by absorbing liquidity from the financial system.

Demand for the Central Bank's short-term reverse-repurchase operations (RVG) continues falling as banks face greater system liquidity and higher relative costs, while interbank market trading (MED) grows as an alternative funding source.