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Honduras's regulated financial system reported 8.06 million active deposit accounts at the end of 2025, expanding access to banking services and formal-sector participation for Hondurans.

End-of-2025 data shows Honduras had 15.6 million deposit accounts, with commercial banks and credit unions holding 94.2% of the total, reflecting expanded access to formal financial services.

Honduras's banking regulator has developed the country's first comprehensive national financial-inclusion strategy, backed by the Alliance for Financial Inclusion, to build a more inclusive, resilient, and innovative financial system by 2030.

Honduras's banking regulator released its annual financial inclusion report with data through end-2025, available on the CNBS Financial Inclusion Portal.

Honduras's banking regulator launched a financial-inclusion program for Lenca women in La Paz and Intibucá departments, combining financial education, household budgeting, entrepreneurship, and care-economy training to build economic autonomy and recognize unpaid care work as central to economic opportunity.

Honduras's banking regulator released its 2026 Financial Inclusion Report, highlighting growth in point-of-sale card readers and ATMs as key drivers of broader access to financial services across the country.

The National Financial Inclusion Strategy (ENIF) 2025–2030 aims to expand access to bank accounts, digital payments, and formal credit for rural Hondurans, women, and small businesses historically locked out of the formal system.

Juan Carlos Hernández, president of Honduras's economics association, says family remittances have strengthened household purchasing ability for food, education, and health, and reduced demand for consumer credit.

Housing Secretary Francis Argeñal said 75% of Honduras's population lacks access to bank credit, prompting the government to develop a national financial-inclusion plan and subsidy policy for housing projects.

Honduras's banking regulator (CNBS) unveiled a five-year National Financial Inclusion Strategy (2025–2030) aimed at expanding access to formal financial services for women, youth, rural communities, small businesses, elderly people, and indigenous and Afro-Caribbean populations.

The CNBS Gender Gap Report 2025 shows men hold more bank accounts per capita in Honduras's high-activity economic regions, while women show higher financial participation in rural areas and the country's western region.

A 2025 gender-gap report from Honduras's banking regulator shows women hold more savings accounts and certificates of deposit while men predominate in check and basic accounts, revealing distinct financial-product patterns by gender.

Women now lead deposit-account ownership in Honduras, underscoring growing female access to financial products, according to the banking regulator's 2025 gender-gap report.